Remember when everyone was convinced that stocks and crypto were destined for the moon? Well, 2025 had other plans. At the end of last year, we asked for your investment predictions, and the optimism was palpable—mirroring the experts' sentiments at the time. While you didn’t nail every detail, you certainly didn’t strike out entirely. Let’s break it down.
You said: The S&P 500 would end the year up. ✅
The majority of you were spot-on—the S&P 500 did finish in the green, earning you a well-deserved point. But here’s where it gets interesting: only 39% of you predicted it would surge more than 10%. Even Wall Street giants like Morgan Stanley and Goldman Sachs underestimated its climb, forecasting a year-end target of 6,500 points. As of December 23, the index was sitting comfortably at 6,909.79. What drove this? Investors seemed to brush off the tariff-induced jitters from earlier in the year, instead riding the AI wave. Any company with even a tangential connection to AI saw its shares soar, though whispers of a potential bubble lingered in the background.
You said: Bitcoin would hit $105,000–$150,000. ❌
When we polled you, Bitcoin was trading around $94,000, and six out of ten of you believed it would end 2025 at or above that level. But this is the part most people miss: just 30% of you foresaw the reality—it went down. After peaking above $126,000, fueled by institutional support and regulatory optimism, Bitcoin plummeted during a deleveraging crisis this fall and never fully recovered. Even the experts whiffed: Bitwise and Standard Chartered predicted a $200,000 high, while VanEck analysts aimed for $180,000. Oops.
And now, the controversial question: Was the AI-driven stock rally sustainable, or are we sitting on a bubble waiting to burst? And did Bitcoin’s fall signal a long-term shift, or is it just a temporary setback? Let us know your thoughts in the comments—we’re all ears.
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